Donate Stock Or Mutual Funds


  1. Tax Deduction: Donors can typically claim a charitable deduction for the full fair market value of the donated securities, up to 30% of their adjusted gross income. If the value of the donation exceeds this limit, the excess can usually be carried forward for up to five years.
  2. Avoid Capital Gains Tax: When donating appreciated securities held for more than one year, you can avoid paying capital gains tax on the appreciation. This can be a substantial tax saving, especially for highly appreciated assets.
  3. Increased Giving Potential: The tax savings from avoiding capital gains tax and the charitable deduction can empower you to give more than if you were donating cash.
  4. Simplified Estate Planning: Donating securities can reduce the size of your taxable estate, potentially lowering estate taxes.
  5. Diversification: You can use the donation as an opportunity to rebalance your investment portfolios without incurring capital gains taxes.
If you are more comfortable using the forms we have had available, you can use them here:
If you don't see the ticker symbol of the asset you want to donate listed, you can contact Michele Smith or call Michele at 240.353.8740